The 9 Best Small Business Accounting Software of 2026

The accounting tool is part of a suite of Sage products that include payroll, HR, and CRM solutions. For growing businesses looking for feature-rich accounting software at an affordable price point, Xero is definitely worth considering. We recommend making a list of requirements before you go through this list to find the best option for your small business. https://ecommercefastlane.com/accounting-services-for-startups/ Also, consider the number of user accounts, compatible devices, and pricing plans before you make your choice.

How much does accounting software for small businesses cost?

• Our research and testing determined that Zoho Books is the best accounting software out there for hotels, due to its intuitive interface that’s a breeze to get started on, robust book balancing …
• Finding reviews and ratings for LessAccounting is a little more difficult than with some of the other services in our review.
• From there, you’ll be directed to your accounting software dashboard, where you can see everything in a clean user interface at a glance.
• Typos and math mistakes might seem small, but they can lead to big problems—like overpaying taxes or underbilling customers.
• If you’re a small business owner looking for budget-friendly accounting software for your small business, then you should definitely consider Kashoo.
• It does tell you to “check out” before you can access the free trial, which is frustrating.

This can prevent you from needing to migrate all your data to a new accounting software as you grow. Synder is a versatile accounting software for startups, particularly those engaged in ecommerce and multi-channel sales. Designed to simplify financial management, Snyder streamlines bank transactions, expense tracking, and invoicing, saving you time while ensuring financial accuracy.

Want expert help choosing and setting up the right accounting tools for your startup?

Unlike traditional software that is stored locally on a single computer, cloud accounting runs entirely online and stores data on remote servers. Users are able to access their information from any device with an internet connection. The best cloud accounting software depends on your specific business structure and needs. A platform like FreshBooks is a great choice for freelancers or service-based businesses that prioritize simple invoicing and ease of use.

• Sage made our small business accounting list mainly because it offers several great accounting solutions for small businesses.
• We love how FreshBooks makes it easy to create professional invoices, get paid quickly and track down past-due payments.
• Its strength lies in its incredibly user-friendly interface and its laser focus on invoicing and expense tracking – tasks that are crucial for solo entrepreneurs and small teams.
• Integrations, or APIs, allow distinct products to talk with one another.
• The most exciting part is how human expertise can work together with these automated systems.

How We Chose the Best SaaS Accounting Software Solutions

Startups need to leverage an agile bookkeeping and accounting system that offers flexibility to grow with their business. Investing in the right software is about building an unshakable financial foundation, staying compliant, and driving sustainable growth. For startups ready to take control of their finances, Onext Digital provides expert guidance and tailored solutions to implement and optimize accounting systems that grow with your business. Start by listing your must-have features (payroll, multi-currency, inventory). SMEs planning growth, QuickBooks Online or Xero will be the long-term winners.

• NetSuite is a powerful tool for managing accounting and financial processes, but it requires a significant investment of time and resources to maximize its potential.
• Let’s see other features that make it the best accounting software for small businesses.
• QuickBooks Online remains the gold standard in small business accounting.
• Xero starts at $20/month, but most businesses opt for the Growing plan at $47/month for unlimited invoicing and quotes.
• Multi-currency support and collaborative features allow seamless financial management across locations.
• This integration is particularly helpful for businesses already using the Microsoft ecosystem.

What Does Your Business Need?

There is free accounting software for small businesses that cover the basics. But if you need advanced features, dedicated support, or more automation, a paid plan is usually worth it—and still way cheaper than hiring a full-time accountant. However, users also report recurring bugs, poor customer support and dissatisfaction with the high cost of adding users and features. The product’s mobile app is criticized for frequent crashes, lack of essential features and cumbersome login process.

Wave Accounting

Small businesses, freelancers, and entrepreneurs seeking straightforward accounting solutions without the complexity and steep learning curve of more comprehensive systems. Less Accounting is particularly well-suited for those who want just the core functionality needed to manage their finances efficiently. In this review, we will look at the best accounting software for startups and small businesses. Whether you’re just starting out or have been operating for a couple of years, read on to find the best accounting solution for your company’s unique needs and budget. With limited resources and staff, entrepreneurs need startup accounting systems that are affordable, easy to use, and provide the necessary features to manage their finances. Choosing the right small business accounting software isn’t just about balancing the books—it’s about building a foundation for smarter decisions, smoother operations, and sustainable growth.

Know the Nitty-Gritty of Getting a Business Credit Card

• Sage works well for businesses that need straightforward accounting solutions.
• If you want fully featured accounting software with an excellent app, clean dashboard, and affordable price, we recommend Xero.
• For growing businesses looking for feature-rich accounting software at an affordable price point, Xero is definitely worth considering.
• Additionally, companies that require many users or manage multiple entities most commonly want small business ERP software with a full suite of functionalities to go along with their accounting.
• Choosing the right accounting software is mission-critical for any startup.
• It offers a suite of financial management tools with a focus on simplicity and affordability.

The best systems help alleviate pain points from manual methods, but they may also bring about some technological pain points that you’ll want to be prepared for. Striven delivers a full accounting module, handling AP/AR, general accounting services for startups ledger, revenue tracking, billing, and invoicing. The ERP allows companies to personalize invoice templates, making adding their logos, brand colors, and custom fields easy. Though Striven has no native payroll option, it does integrate with payroll providers. Microsoft Dynamics 365 Business Central is an integrated ERP solution combining finance with operations, sales, and customer service, all under a familiar Microsoft ecosystem.